Best Credit Card for Travel Rewards: Chase Sapphire Preferred. Read Full Review, 50,000 miles after spending $3,000 within 3 months, another 50,000 miles after spending a total of $20,000 within 12 months, Travel cards with no annual fee generally pull back on cardholder favorites, but this offer keeps those perks intact, making it a solid offer for cardholders not spending enough on credit to justify paying an annual fee. That means you’re really earning 16x on Marriott stays when you use your hotel card to pay for your booking. With good credit, you can likely get a better interest rate on a personal loan than you would by using credit cards. Please read our Privacy Statement and Terms & Conditions. Plus, the premium points program for travel and dining make it a no brainer for travel enthusiasts everywhere. 3 points per $1 on the first $150,000 spent on travel and select business categories, 1 point per $1 on all else. If you have one of the card issuer's best travel rewards cards, you can also redeem rewards at a fixed rate of $0.01 per point through American Express for certain types of travel purchases. For travel Purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points as fully explained in the TD Travel Rewards Program Terms and Conditions ("Travel Terms") contained in the TD Travel Credit Cardholder Agreement for your Card. With the points earned through your Amex Platinum, you transfer points to partners for your award flights and hotel stays. A general travel credit card, on the other hand, rewards you with perks and points/miles that are not brand specific. On the other hand, cash-back cards can be used to offset the cost of expenses your points and miles won’t cover. Other aspects to consider are below. Some travel credit cards let you redeem points at a fixed rate towards cash travel purchases, while others offer travel points you can use with specific loyalty programs. Featured photo by AnnaTamila/Shutterstock, CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Further reading: American Express Gold review. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Please view our advertising policy page for more information. However, be sure to check the CardMatch tool to see if you’re targeted for a higher welcome offer (offer subject to change at any time). Many of the top travel rewards credit cards come with hefty annual fees. This card is best suited for regular travelers who are loyal to Delta and want a little help earning Medallion status with the airline. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire, 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases, Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions, Redeem points for a statement credit to pay for car and vacation rentals, hotels, flights or baggage fees, even campgrounds and tourist attractions, 0% Introductory APR for 12 billing cycles for purchases. Points and miles won’t cover expenses like ground transportation, eating out or tourist attractions while you’re there. Check out our beginner’s guide to all things points and miles. 5.0. on Chase's website. For example, 60,000 points are worth $750 toward travel. In this guide, you'll gain a better understanding of how travel cards work and how you can find the best travel credit card for you. The reason to hold any travel rewards credit cards is to earn rewards, but there are different types of travel credits: These cards earn rewards that can be redeemed through a card’s rewards program directly or by transferring them to a travel partner. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. New Welcome Offer Earn 75,000 Membership Rewards ® Points + 10x Points at U.S. Gas Stations & U.S. Supermarkets. Individual cards may also give a ballpoint credit score you will need and you can also use our card match tool which will recommend the best cards for you. Compare travel benefits and begin earning travel rewards with one of Citi's travel credit cards. The only thing left to do is apply for the travel points credit card you want. The Ascent is reader-supported: we may earn a commission from offers on this page. Get away from it all sooner, and more often, with Citi ® travel rewards credit cards. Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership. For example, if you earn 35,000 Miles, you get 70,000 Miles. You’ll get extended warranty, too — double the manufacturer’s warranty or up to one extra year for warranties of three years or less, with a maximum of $10,000 per claim and $50,000 per cardholder. Right now, new cardholders also get 10x at U.S. supermarkets and U.S. gas stations (up to $15,000 in combined purchases) for the first six months of account opening. 25% more points for travel booked through Chase's portal. Certain issuers like Discover and Capital One don’t charge foreign transaction fees on any of their cards. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. This card is also among the Amex cards to receive temporary benefits during 2020 to help you utilize this card while at home. A solid pick with the recent addition of airlines transfer partners. It will be hard to get approved if you haven't yet reached that credit score range. Travel benefits: When you redeem your points for travel through the Chase Ultimate Rewards portal, you get a 25% bonus that makes your points worth 1.25 cents each. No Blackout Dates. If you’re using your credits every year and regularly visiting lounges, that annual fee is already paying for itself even before factoring in any rewards you earn with the card. 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